Know what you have left. Get out of debt, calmly.
Log an expense in 3 taps, follow your 50/30/20 budget and ask Neri, your AI assistant, what to do with your money. No finance degree needed.
Start on the web Notify me about the app
Available now on the web · Android and iPhone in December · In Colombian pesos (COP)
Three questions. One number for each.
Dineri doesn’t bury you in charts. Every screen answers something specific, with a clear number and in plain words.
Your income minus this month’s expenses and payments, always up to date. You see it as soon as you open the app.
Credit cards, loans and personal debts in one total, with when each payment is due.
Your 50/30/20 budget shows how much you’ve spent on needs, wants and savings.
One expense, three taps. Done.
Amount, category, save. Dineri remembers your last account, so logging a coffee or the weekly groceries takes seconds — before you forget.
- Cash, debit, credit card or digital wallets: each with its own balance.
- Credit card purchases in installments, from 1 to 60.
- Paid it yesterday? Change the date with one tap.
Ask the way you’d ask a friend who’s good with money.
Neri knows your last 3 months of transactions and answers with one concrete, quantified next step. No judgment, no jargon.
- “Where is my money going?” “Which debt should I pay first?”
- Snap a photo of a receipt or upload a PDF: Neri reads the total, date and merchant and lets you review before saving.
- It only works if you allow it, and you can withdraw permission at any time.
Your debts, clear. And a plan to get out.
See how much you’ve paid on each loan, the amortization table and what you really pay in interest. Before you sign a debt consolidation offer or a restructuring, simulate it.
- Your next credit card payment, estimated with its statement date and due date.
- Debt consolidation and restructuring simulator with a clear verdict: is it worth it or not? Try it here.
- If you’re behind on payments, we tell you how much you need to catch up and when you’ll come off the credit bureaus (Colombian Law 2157 of 2021). Calculate it here.
All your money, in one place.
Family finances
Create a shared space and invite people with a code or QR. Household accounts and expenses together; what’s yours stays yours.
Fixed expenses
Rent, utilities, internet. Dineri sets them aside from your budget before the bill arrives.
Cash flow
What you planned versus what actually happened, month by month.
Cards and cash advances
Used and available credit, card fees, insurance and cash advances with their own rate.
Income and transfers
Salary, freelance fees, rent. And transfers between your accounts without counting twice.
Your 50/30/20, your way
Prefer 60/20/20? Adjust the percentages and your expected income. Try the 50/30/20 calculator.
Calculators for your money
No sign-up, in Colombian pesos. What you type is calculated in your browser and never stored.
50/30/20 calculator
How to split your pay between needs, wants and savings.
Use the calculator →How long does a Datacrédito report last?
When your negative report comes off (Law 2157).
Use the calculator →Debt consolidation calculator
Whether moving your debts to another bank pays off.
Use the calculator →Your money is yours. So is your data.
Only the last 4
We store only the last 4 digits of your cards and accounts. Never your full number or your ID number.
Face or fingerprint lock
Protect the app with your phone’s biometrics or passcode. Sign in with your email or the account you already use.
AI with permission
Neri sees nothing until you allow it. Receipts are read and not stored.
Delete everything, anytime
Deleting your account erases all your data. No fine print.
What people ask us
Do I need to know about finance to use Dineri?
No. Dineri is built for everyone. It shows you simple numbers and, if you have questions, Neri explains in plain words.
Does Dineri connect to my bank?
No. You log your transactions (in 3 taps, or by snapping a photo of the receipt). That way you never share your bank passwords with anyone.
What is the 50/30/20 rule?
A simple guide: 50% of your income for needs (rent, groceries, utilities), 30% for wants (going out, subscriptions) and 20% for saving and paying off debt. In Dineri you can adjust the percentages.
What data does Neri see?
Only if you give your consent, Neri receives a summary of your transactions from the last 90 days to answer you. You can withdraw permission at any time from More → Privacy.
Can I manage money with my partner or family?
Yes. Create a shared space and invite anyone with a code or QR. When you log an expense, you choose whether it’s shared or personal.
Is the app in English?
Dineri is designed for Colombia, so amounts are in Colombian pesos (COP) and the app is in Spanish. If you live in Colombia and prefer English, write to us at soporte@dineri.ai: it helps us prioritize.
Which devices can I use Dineri on?
Dineri is already available on the web at app.dineri.ai, and the Android and iPhone apps arrive in December 2026. You use the same account everywhere, so your transactions, budgets and debts go wherever you are.
Already on the web. In 60 days, on your phone.
Use it today at app.dineri.ai and join the waitlist: we’ll let you know the day the Android and iPhone apps come out.
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Today
Waitlist open
Leave your email and be among the first to get the app.
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December 2026 · in 60 days
Android and iPhone
Dineri on Google Play and the App Store, with the same account you use on the web.
Be among the first to get Dineri on your phone.
Dineri AI is already on the web and comes to Android and iPhone in December. Leave your email and we’ll let you know the day the app is out.
- Special launch price on paid-plan features, only for people who join the waitlist.
- Join the elite user group: try new features before anyone else and help us decide what we build.
Don’t want to wait? Use Dineri on the web →